Ha ha, you have me to rights!
Yep, maybe it is just paranoia. Basically I have my personal files (work etc) all on a separate HDD (it was D: in Windows). I've always done that. Sometimes I have reinstalled an OS (with or without the same "username") on the separate OS drive, but access my data files as before; sometimes it has been a new PC, so the data drive has then been filled with my files from the backup drive.
As such, my personal/data files have been created and modified on various computers and operating systems over the years. So I have a kind of worry that their metadata is in a bit of a mess - that different files and folders will be tied to different ownerships and permissions. I am worried about that potentially causing problems like I had once in Windows, where I couldn't make changes to some of my files because Windows seemed to think they weren't mine. So that's where the pranoia sets in.
Now, it may be that when I copied all my files off my backup drive to my new Linux PC all the permissions and ownerships got reset anyway and became the same. Or maybe when I reformatted half of the drive as an ext4 partition and put the files and folders on that they got reset. Maybe everything is fine there. It partly stems from the fact that there's no way to look at a drive as a whole, with its 100,000+ files and folders, and check that they all have whatever permissions and ownership they should, which is why I thought resetting them in some way might achieve that.
This is purely for my data drive, not the OS drive. I'm happy to let Linux do whatever it needs to do to that!
The situation was probably complicated by my inability to load Linux last week. I could boot into Windows but that couldn't read my data drive partition that is ext4. But that was fine. I knew I could reinstall Linux and I'd be able to (hopefully!) access my data drive as before, even though I might appear like a new user then.
However, I knew that reinstalling Linux would wipe my OS drive. And that, by default, Linux stores all my Desktop files on that drive. So I needed to pull them off before reinstalling Linux. But when I booted into Zorin from USB and tried to copy the Desktop files off my OS drive, it wouldn't let me, saying I didn't have permission or wasn't the owner, which is an example of the security being a barrier that got me more worried.
That's why I also thought that it could be a good idea to make sure my Desktop is stored on the data drive, not the OS drive. That would prevent that problem ever happening again. I'd be able to reinstall the OS, then follow whatever procedure put the Desktop on my data drive in the first place, and nothing would be lost. (Assuming that moving the Desktop to the data drive didn't keep restricted permissions that might lock me out - that there's be some way to make sure it acted like any other folder on my D drive).
So Desktop on D: would perhaps remove one of the problem scenarios where I know I could lose important files. This is fresh in my mind after last week's scare! My Desktop is my workspace for projects before they go into long term D: storage. The Desktop has current drafts of books, cover designs, current Kickstarter projects and fulfilment levels etc.
(Note: I don't want to move the whole Home set of folders to my D: - I don't use any of them, and when I reinstall an OS I like everything to be reset apart from my personal files. If the Home folders is anything like Windows User folders, it can fill up with all sorts of crud put in there by software, one of the reasons I never back that up - losing all the old stuff is part of a fresh install for me.)
Does that make sense? Sorry for writing another novella.