I've been on Zorin OS for a few months now and never had issues before but this troublesome kernel is persistent and still wants to download and install itself even though I have set "Security Updates only" in the Software & Updates.
History:
Kernel 7.0.0-28.28 installed itself and had an install error.
Performed Rollback with Time-Shift
uninstalled Virtual Box and that fixed it to where the system Updated the new kernel on the next "unattended update" and would boot up but the Nvidia driver did not load.
Tried to re-install the Nvidia driver but that errored out too.
Rolled back with Time-Shift and system works again!!!
Set updates to receive "security updates only" but the new kernel downloaded itself again on a unattended update.
Thanks!